by Daniel Brown | Feb 14, 2019 | Credit And Debt
With tax season in full swing, and many people expecting to get a refund check, it should come as no surprise that buying a new car is often high on the list of many refund recipients. But, with the average price of a new car hovering just over the $36,000 mark, it...
by Daniel Brown | Jan 10, 2019 | Credit And Debt
It’s no secret that many Americans are still struggling with credit card debt. Right now, the average amount of debt in each household is about $5,700. But what happens if someone in the household gets sick, injured, or dies? Oftentimes that debt is passed on to a...
by Daniel Brown | Nov 29, 2018 | Credit And Debt
One of the challenges for those with either bad credit history, or no credit history, is getting a loan. Getting a car loan, student loan, or sometimes even just a credit card will require a cosigner, and if a friend or family member is asking you to co-sign with...
by Daniel Brown | Nov 22, 2018 | Credit And Debt
Credit cards can be a useful tool, when properly taken advantage of. However, many people are becoming more and more skeptical of using them, while others have decided to avoid them altogether. Avoiding debt by not using credit cards is an admirable goal, but using...
by Daniel Brown | Nov 8, 2018 | Credit And Debt
When you borrow money from a bank or other lending institution, regardless of what it’s for, it will be either a “secured loan” or an “unsecured loan”. The difference between how each type of loan works can have a big impact on the terms of the loan, the rate, and the...
by Daniel Brown | Oct 2, 2018 | Credit And Debt
Credit card debt is one of the most common areas that both individuals and couples struggle with in the financial lives. It’s not uncommon for people to have a half dozen or more credit cards all open and carrying a balance at the same time. But missing (or...
