by Daniel Brown | Oct 24, 2019 | Credit And Debt
Understanding Personal Bankruptcy If you find yourself overwhelmed with debt and unable to pay your bills, you may be able to file for bankruptcy. The purpose of personal bankruptcy (which is different than business bankruptcy) is to allow you to discharge some or all...
by Daniel Brown | Oct 3, 2019 | Credit And Debt
Holiday Debt Is A Real Thing. Here’s How To Avoid It. Fall has finally arrived, and that means many people start thinking about the holidays. While the holidays are supposed to be a time for warmth, goodwill, and general cheer–far too often, they become a symbol...
by Daniel Brown | Aug 8, 2019 | Credit And Debt
Protecting Yourself And Your Finances From ID Theft Of all the potential new perils that the internet age has brought along, few of them are as destructive and difficult to recover from as identity theft. Unless you’ve somehow managed to maintain a one-hundred percent...
by Daniel Brown | Jun 20, 2019 | Credit And Debt
What Actually Happens When You Default On A Loan? When you take out a loan, you sign a contract that says, essentially, you promise to pay the money back or … something bad will happen. Typically the “bad thing” is some combination of legal action and/or repossession...
by Daniel Brown | May 2, 2019 | Credit And Debt
5 Reasons To Avoid Debt Consolidation If you are one of the millions of people in the United States struggling with debt, you’ve probably heard about debt consolidation. Whether you’ve seen ads on TV, online, or social media, the promise is almost always the same: one...
by Daniel Brown | Apr 25, 2019 | Credit And Debt
A Beginner’s Guide To Mortgages Buying a home for the first time is big deal. Finding the right property, making an offer, and getting a mortgage to complete the purchase are all big steps. If you are an aspiring home buyer, the whole process can seem complex...